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Homeownership: The American Dream (Part 3)

Homeownership: The American Dream (Part 3)

In the last two posts, we’ve talked about the American dream and its benefits, but how ready are you to help people make their dreams come true? [rread more]

Homeownership: The American Dream (Part 2)

Homeownership: The American Dream (Part 2)

A major benefit to homeownership is community. There is a greater sense of community among homeowners than there is with renters. Studies have shown that…[read more]

Homeownership: The American Dream (Part 1 of 3)

Homeownership: The American Dream (Part 1 of 3)

The good news is 96% of homeowners see homeownership as a positive experience and 88% of renters aspire to own a home…[read more]

Are Home Prices About to Rise Or Fall?

Are Home Prices About to Rise Or Fall?

The big question in real estate today is which direction home values are headed. There is no shortage of opinions on the subject. National Association of Realtors Chief Economist Lawrence Yun…[read more]

Can You Take Care of All the Hassles?

Can You Take Care of All the Hassles?

People say: “It takes a village to raise a child”. The realities of today’s life (two family incomes and such) have forced a family to…[read more]

Some Points About Points

Some Points About Points

One of the more frequent topics discussed between loan officers and borrowers center around discount points…[read more]

Sizzle vs. Steak or Sizzle AND Steak?

Sizzle vs. Steak or Sizzle AND Steak?

It’s often so difficult to choose who to work with in a real estate transaction. It’s tough to know the great agents and loan officers. I believe finding the great ones can truly prove to be a gift to your future. What is the “Steak”? To me, that’s the part of the agent or loan […]

The Lesson of Megan

The Lesson of Megan

This upcoming weekend, my daughter Megan, the eldest of our four children is graduating from Binghamton University. When these type of life events happen, I like to reflect upon both “How did we get here?” and “What are the best actions I can take to make sure things stay on the right path?” As I […]

Short Sales Will Increase Dramatically in 2012

Short Sales Will Increase Dramatically in 2012

It seems that the banks have finally realized that a short sale is a better option than foreclosure for them, the homeowner and the neighborhood. It is for this reason we believe that 2012 will come to be known as the year of the short sale. CNN Money reported on this exact point: “We believe […]

Proper Planning for Your Mortgage Application

Proper Planning for Your Mortgage Application

With good preparation, most things are easier. That works in mortgages too! Today, I want to give you some ideas that can make your mortgage experience less painful. Income Items:  Gather your documents. Today, many people will have to produce 2 years’ complete tax returns, including W2′s, 1099′s, K1′s, and all the schedules, as well […]