Overview of Loan Programs

Planning Your Mortgage and Selecting The Right Loan Program

The Benefits of Working with a Professional Consultant

Choosing the right lender is a key element to managing your mortgage. As a mortgage consultant, my goal is not just to provide you with a loan, but also to help select the one most beneficial to you and your long-term goals, and then, help you manage that debt over time. There are not many lenders out there who provide this type of “personalized” service.

My job is just beginning when your first loan closes. I will continuously monitor rates on your behalf, and stay in touch with you to make sure we remain on target with your financial goals.

Click here to read recent testimonials.

Types of Financing:

  • Conventional Loans
  • FHA 203B (regular FHA loan) – as low as 550 credit score…WOW!
  • FHA 203k Streamline (Rehab loan)
  • VA Loans (Veterans Administration – 100% financing)
  • HomePath Fannie Mae Mortgage (HomePath Renovation Mortgage not available)
  • Reverse Mortgages (financing for Seniors 62 years an older for existing homes and new home purchases)
  • REO HUD Homes
  • Good Neighbor Next Door (Teachers, Law Enforcement, Firefighters & EMT’s)
  • Jumbo Loans*
  • Foreign National Loans*
  • USDA (Rural Housing)
  • First Time Home Buyers
  • Investors (Non Owner Occupied)
  • NO TITLE SEASONING (legal flips allowed – within 90 days OK)

What Does All This Means to You?

As a result of having in-house underwriting services we’re able to take advantage of improved pricing from many of our investors. Also beneficial is the familiarity and consistency gained by working solely with an in-house underwriting department. This translates into clear communication throughout the loan process and the most efficient service available in the industry.  This added service is what makes Residential Finance is the ideal choice for Home Buyers and referral professionals such as: Realtors, CPA’s, Financial Planners, Attorneys and Developers, who are looking to acquire the benefits of in-house underwriting.

 

 

 

 

 

Paramount Residential Mortgage Group is not acting on behalf of or at the direction of HUD/FHA or the Federal government.